Provides banking services for personal and commercial customers.
Jun 2026Revenue $157M/yrExpenses $126M/yr
Expected to fall below break-even Jul 2029
Figures by year
Is Citizens & Northern still profitable?
Yes. In the 12 months to Jun 2026, revenue was $157M and expenses $126M. Its expenses are growing faster than its revenue, and the trends are projected to cross in Jul 2029.
| Fiscal year to | Revenue | Expenses | Pre-tax profit |
|---|---|---|---|
| Dec 2025 | $139M | $111M | $28.6M |
| Dec 2024 | $128M | $96.2M | $31.9M |
| Dec 2023 | $114M | $83.0M | $30.5M |
| Dec 2022 | $92.6M | $60.3M | $32.4M |
| Dec 2021 | $84.5M | $46.8M | $37.7M |
| Dec 2020 | $77.2M | $53.9M | $23.2M |
| Dec 2019 | $64.8M | $41.4M | $23.4M |
| Dec 2018 | $50.3M | $24.1M | $26.3M |
| Dec 2017 | $45.9M | $25.3M | $20.6M |
| Dec 2016 | $44.1M | $23.0M | $21.1M |
When the cash runs out, on the chart. A red line at the date the company’s cash would run out at its latest burn, so you can see whether it gets to break-even first. Part of a subscription.