Oceanfirst Financial Corp

OCFC Banks

Originates commercial real estate and consumer loans.

Jun 2026Revenue $712M/yrExpenses $648M/yr
Expected to fall below break-even May 2027
Figures by year

Is Oceanfirst Financial still profitable?

Yes. In the 12 months to Jun 2026, revenue was $712M and expenses $648M. Its expenses are growing faster than its revenue, and the trends are projected to cross in May 2027.

Fiscal year toRevenueExpensesPre-tax profit
Dec 2025$642M$550M$92.5M
Dec 2024$642M$512M$131M
Dec 2023$608M$471M$137M
Dec 2022$431M$237M$194M
Dec 2021$342M$200M$142M
Dec 2020$380M$299M$81.0M
Dec 2019$309M$201M$107M
Dec 2018$277M$191M$85.5M
Dec 2017$189M$124M$65.3M
Dec 2016$133M$98.2M$35.2M