Provides microcredit loans to Chinese consumers.
Dec 2025Revenue $1.09B/yrExpenses $859M/yr
No trend
Figures by year
Is X Financial profitable?
Yes. In the 12 months to Dec 2025, revenue was $1.09B and expenses $859M.
| Fiscal year to | Revenue | Expenses | Operating profit |
|---|---|---|---|
| Dec 2025 | $1.09B | $859M | $233M |
| Dec 2024 | $804M | $548M | $257M |
| Dec 2023 | $678M | $476M | $202M |
| Dec 2022 | $517M | $360M | $157M |
| Dec 2021 | $569M | $363M | $206M |
| Dec 2020 | $336M | $555M | −$219M |
| Dec 2019 | $444M | $327M | $117M |
| Dec 2018 | $515M | $329M | $185M |
When the cash runs out, on the chart. A red line at the date the company’s cash would run out at its latest burn, so you can see whether it gets to break-even first. Part of a subscription.